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Key Person (Key Men) Insurance in Lowell and Dracut, MA

Employees are Valuable Assets Too

Many companies have important key figures whose expertise and talents are crucial to maintaining profitable and productive business operations. From the savvy and influential executive to the creative thinker behind the company’s greatest ideas, Coughlin Insurance Agency knows that some talent is simply too difficult to replace.

Key Person, or Key Men, Insurance provides financial support for business owners in the event that death or permanent disability results in the loss of an employee who is essential to business operations. This policy helps assure that business can continue as planned while you look for a suitable replacement. In addition, it affirms the importance of the talent that the Key Person brings to your business.

Several business benefits are built into your Key Person Insurance policy with Coughlin Insurance Agency, such as:

  • Coverage that acts as a business asset for enhancing your company’s creditworthiness
  • Cash value of the policy that may be available to your business as a loan if needed
  • A policy that can be converted to a retirement bonus for the key employee

At Coughlin Insurance Agency, our professional and knowledgeable insurance specialists are sensitive to your needs as a business owner and dedicated to providing all of your commercial insurance solutions. Talk to a representative today to learn more about what Key Person Life Insurance can do for your business.

Our Location

Coughlin Insurance Agency

14 Dinley Street
Dracut, MA 01826
Main office: 978-957-3588

Our Providers

I have been a customer with Coughlin Insurance for years. They proactively re-worked my policy upon renewal, saving me money and increasing my coverage. Thank you Coughlin Insurance!
Ed L.
I came in for auto insurance and received a great rate. Then my customer representative told me about Insure A Friend. I received a $10 debit card just to have Coughlin Insurance provide a quote to my friend. It was great.
Jennifer R.
Wow!! No need to go to the registry with Coughlin Insurance! I went into their office to add my new car to my policy, and then to the Registry. Hours of my time, long lines; I hate the Registry. My CSR told me I did not have to go, and in 10 Minutes she processed my registration and gave me a plate on the spot. I was out cruising that afternoon. Now that is service!
David P.
My business was growing, Coughlin Insurance helped me identify my needs, and provided the coverage I needed to grow with confidence. Not only did Coughlin Insurance provide the needed coverage they identified gaps in my policy and gave my business maximum protection at a great rate.
Michael L.
The Coughlin Insurance staff evaluated my needs and created a custom program for me and my family while improving my coverage and saving me hundreds on my policy renewal.
Jim D.
When I got into my accident, I did not know what to do. I called Coughlin Insurance and they worked with me and the insurance company to help me file my claim and get me back on the road. Not only did Coughlin Insurance ensure I had all the coverage I needed, Coughlin Insurance gave me peace of mind they were there for me.
Lisa R.
My business is unique and I was having trouble finding an agency which could meet my needs. Coughlin Insurance has a vast specialty line which handles unique businesses. In no time I was insured at a very reasonable rate.
Srini K.
We were adding our daughter onto our auto policy, Coughlin Insurance took the time to review our policy and identified an Umbrella policy which increased our protection on our house, and cars while reducing our total policy rate even with a new driver. Coughlin Insurance really was looking out for us.
Peter and Nancy W.