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Traditional & Roth IRAs in Lowell and Dracut, MA

Invest in Yourself for a Better Retirement.

A comfortable retirement is the achievement of a lifetime. It’s a way to reward your decades of hard work and financial planning with the assurance that you can relax and enjoy your golden years.

Coughlin Insurance Agency is all about providing various options for your retirement needs. We realize that each individual has his or her own unique financial goals for the future, and it’s our job to help you get on the right path. That’s why we offer retirement plans like Individual Retirement Accounts, or IRAs, to turn your goals into a reality.

Types of IRAs

An IRA is an account in which individuals set aside money each year that builds over time. The two main types of IRAs are: Traditional IRAs and Roth IRAs.

Traditional IRAs are tax-deferred accounts where any contributions you make may be tax-deductible. Once you withdrawal from your account after age 59 1/2, your earnings are then taxed. You can use your funds to purchase stocks, bonds, and other types of investments.

Roth IRAs are similar to Traditional IRAs, except your contributions are not tax-deductible. Whenever you choose to withdrawal your earnings, you do not have to wait until age 50 1/2, and you are not taxed. You can also use your funds to purchase stocks, bonds, and other types of investments.

Other kinds of IRAs including Rollover IRAs, Inherited IRAs, and more are available based on your individual needs, and qualifications do apply.

At Coughlin Insurance Agency, we’ll work with you one-on-one to assist you achieving your long-term financial goals. Contact one of our knowledgeable specialists today to learn more about how an IRA can help you realize your retirement dreams.
 

Our Location

Coughlin Insurance Agency

14 Dinley Street
Dracut, MA 01826
Main office: 978-957-3588

Our Providers

I have been a customer with Coughlin Insurance for years. They proactively re-worked my policy upon renewal, saving me money and increasing my coverage. Thank you Coughlin Insurance!
Ed L.
I came in for auto insurance and received a great rate. Then my customer representative told me about Insure A Friend. I received a $10 debit card just to have Coughlin Insurance provide a quote to my friend. It was great.
Jennifer R.
Wow!! No need to go to the registry with Coughlin Insurance! I went into their office to add my new car to my policy, and then to the Registry. Hours of my time, long lines; I hate the Registry. My CSR told me I did not have to go, and in 10 Minutes she processed my registration and gave me a plate on the spot. I was out cruising that afternoon. Now that is service!
David P.
My business was growing, Coughlin Insurance helped me identify my needs, and provided the coverage I needed to grow with confidence. Not only did Coughlin Insurance provide the needed coverage they identified gaps in my policy and gave my business maximum protection at a great rate.
Michael L.
The Coughlin Insurance staff evaluated my needs and created a custom program for me and my family while improving my coverage and saving me hundreds on my policy renewal.
Jim D.
When I got into my accident, I did not know what to do. I called Coughlin Insurance and they worked with me and the insurance company to help me file my claim and get me back on the road. Not only did Coughlin Insurance ensure I had all the coverage I needed, Coughlin Insurance gave me peace of mind they were there for me.
Lisa R.
My business is unique and I was having trouble finding an agency which could meet my needs. Coughlin Insurance has a vast specialty line which handles unique businesses. In no time I was insured at a very reasonable rate.
Srini K.
We were adding our daughter onto our auto policy, Coughlin Insurance took the time to review our policy and identified an Umbrella policy which increased our protection on our house, and cars while reducing our total policy rate even with a new driver. Coughlin Insurance really was looking out for us.
Peter and Nancy W.